A Caribbean vacation can sometimes be a luxury: sparkling blue water, white sandy beaches, an exotic escape from our daily lives. But planning can be an affordable Caribbean family vacation without extracting your savings. Here are my best tips for making a trip to paradise (on a budget) memorable and cost-effective. This is your guide for making more of a Caribbean vacation on a budget.

1. Travel During the Off-Season

Planning a Caribbean vacation during the off-season, usually autumn through spring, is the most effective way to save money. Prices for airfare, accommodations, and activities skyrocket during peak months like December to early spring when too many travelers flood in from colder places in North America and Europe.

Instead, you can save money by travelling in the shoulder seasons: May, August, and November. As do package deals, airfare and hotel rates start going down in the winter months. Summer may bring some additional heat and humidity, but the trade-off for less crowds and cheaper prices is worth it. Ocean breezes also help make for cool temperatures year-round.

Rainy Season Considerations: it rarely ruins a whole trip. Caribbean showers are usually very brief and quick-moving. For even better odds of dry weather, consider the ABC islands—Aruba, Bonaire and Curaçao- sites that get less rain than other Caribbean destinations.

Tip: If you travel during hurricane season (June through November), you need Trip insurance. Many policies cover severe weather as a reason to cancel; your investment is protected.

2. Choose the Right Caribbean Island

Not all Caribbean islands have the same price. The nice thing is that budget-friendly destinations allow you to spend less on your trip. St. Bart’s and Anguilla have become islands for high spenders, exclusive resorts, luxury amenities, and high-end travellers. For an affordable solution, island options such as Jamaica, Dominican Republic, or Puerto Rico have many accommodations ranging from luxurious hotels to low-end guesthouses.

Budget airlines like JetBlue and Spirit also serve those islands much more frequently and often run promotions on flights to popular Caribbean destinations. If you’re not picky about where you land, then it’s a good idea to compare flight prices to several islands and go for the cheapest one.

Tip: You can’t miss Mexico’s Caribbean coastline, especially the Riviera Maya. Although Cancun isn’t quite the Romantic Paradise it’s cracked up to be, affordable flights to Cancun combined with cheap hotels and resorts sometimes yield the same turquoise waters and soft sands as the Caribbean but at a fraction of the cost.

3. Avoid the Mega-Resorts

You can quickly pay a small fortune with all-inclusive packages, sprawling amenities, and daily fees at large resorts. Mega resorts provide convenience and activities for the whole family but aren’t budget-friendly. Instead, stay in a boutique hotel or a local guest house. The downside is that these properties often have fewer amenities but make for a much more intimate experience with a local flare for a fraction of the price.

Renting a Villa: Renting a villa is an even more cost-effective if you are a family or group. A villa is shared with family or friends, and most have amenities like a kitchen, pool, housekeeper, or chef. Also, saving money is cooking meals at the villa instead of going out daily.

Tip: Make a reservation with your villa via established agencies or websites with real locale listings. Family-friendly rentals are the specialty of some travel advisors who can help you find the perfect property.

4. Select a Less Expensive Room Category

Of course, a beachfront room with a sweeping view is a dream, but when you’re on a budget, settling for a garden or partial ocean view can pay off. You’ll still have views over the scenic area from the property grounds without an expensive rate in return.

Consider the Time Spent Indoors: Make sure to budget your accommodations for simply passing the time in time outdoors, not necessarily spending it actually inside your room. Most families find that a standard room is usually fine, and you can put the money toward something else for your vacation.

5. Embrace Local Cuisine

The food at resort restaurants is costly, especially in the Caribbean. But many local flavour ways to enjoy won’t break the bank. Kick back, and explore local eateries and food stalls instead, they’re not pretending to be part of an exotic resort, and it means you’ll get authentic Caribbean dishes at a fraction of resort prices. Jerk chicken in Jamaica and fried fish in the Bahamas are often small family-run spots that offer the best flavours in the region.

Ask Locals for Recommendations: They are usually the best sources of fresh, affordable food in these hidden gems. Food trucks are a lot of fun (other locals even love them) and offer cheap, tasty meals on the go.

Tip: If your accommodation has a kitchen, rent some local ingredients and cook some meals there. Shopping at local markets helps to reduce food prices, and you get close to local culture.

6. Take Advantage of Free or Low-Cost Activities

Make the most of this natural, free attraction that the Caribbean is famously known for, pristine beaches. There is plenty to do in tropical areas—beaches, snorkelling, and hiking, for example—but they’ll cost you no more than a few dollars. You won’t be disappointed; many islands have public beaches just as perfect as those in resort properties, so research free access beaches and scenic spots near your accommodation.

Island Exploration: Tour costs can be saved by renting a bike or taking public transportation and just go exploring local towns and beaches. Some destinations are good because a rental car can help you travel quickly and visit less touristy areas.

7. Search for Affordable Package Deals

A Caribbean vacation can be an excellent time for you and the family to make a bundle, depending on how much you’re willing to pay for package deals that include airfare, accommodations, and sometimes even activities. As for travel, some travel sites may have limited-time deals that you might overlook because when it’s out of season, there may be little happening, so check for those specials. When booking packages, read the fine print and ascertain whether you can meet the offer’s needs when travelling with your family.

All-Inclusive Considerations: While all-inclusive resorts aren’t always the cheapest options, many will give family-friendly packages with discounts on meals and activities. Calculate if going all-inclusive would be the way to save you money by taking into account what you might spend in hotels and on excursions and dinners.

8. Explore Family Friendly Attractions

Many Caribbean islands offer family-friendly attractions at no or almost no cost. Suppose you have even a smidgen of a love for the outdoors. In that case, Puerto Rico offers beautiful hiking trails, falling water, and some great seaside beaches where you can go paddle boarding or snorkelling for some adventure.

Museums & Historical Sites: In other words, some museums, forts, historic sites and other locations are free or positively cheap to learn about. See if you can go for them in the mornings since they’re often so well combined with beach-based itineraries.

9. Use Credit Card Points & Rewards

So if you have a travel rewards credit card, spend the points on flights, hotel stays, even rental cars. Points can be redeemed on Caribbean flights and accommodations, taking a big chunk out of travel bills and using many credit card programs.

Frequent Flyer Programs: Earn frequent flyer points with airline loyalty programs and sign up for email alerts to get the best when you fly anywhere. Significant discounts are up for grabs or free flights if you get lucky.

10. Plan and Book in Advance

The longer you prepare, the more chances you have to get the best offers. Other times of the year, off-season, are often cheaper because flights are cheaper if booked in advance. Sign up for price alerts, see how much your trip costs, and possibly set a budget to avoid surprise expenses.